http://lauriefurem.point2agent.com/blogs/laurie_furem/archive/2007/02/07/feds-leave-rates-unchanged.aspxGreat news for Sellers and Buyers! On January 31, 2007 the Feds decided to leave rates alone, What does this mean for the real estate market? It means that you can still get great rates on new mortgages and refinances. If you&#39;d like more informationenCommunityServer 2.1 SP1 (Debug Build: 61019.2)http://lauriefurem.point2agent.com/blogs/laurie_furem/archive/2007/02/07/feds-leave-rates-unchanged.aspx#224618Mon, 10 Dec 2007 14:44:14 GMT842544ff-3d6b-410e-b069-278621480d61:224618Carin<p>Homebuyers should consider using a term life insurance policy instead of the mortgage insurance offered by the bank. Term life can be converted in a whole life insurance policy after the mortgage is paid off, and will not require another medical at that time. Term life is usually substantially cheaper, and the premiums are usually tax exempt.</p>